Withdrawal rate means how much you take from savings each year.
If you have €500,000 and withdraw €20,000 per year, the withdrawal rate is 4%. The rate matters because withdrawing too much can make savings run down faster.
Use withdrawal rates as an educational planning concept, not a personal guarantee or advice promise.
A calm way to use this
Use the idea as one small input for financial clarity. Noru is designed for practical awareness, not pressure or personal financial advice.