Net Worth

How to Calculate Net Worth Correctly

Learn how to calculate net worth with assets, liabilities and a simple example.

Net worth is assets minus liabilities.

Assets include cash, savings, investments and property value. Liabilities include loans, credit card debt and other amounts owed. A common mistake is counting income but ignoring debt.


If assets total €25,000 and debts total €6,000, net worth is €19,000. The number matters most as a long-term trend.


A calm way to use this

Use the idea as one small input for financial clarity. Noru is designed for practical awareness, not pressure or personal financial advice.

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